With a Lifelock promo code, you can get a discount on identity theft protection. Identity theft has been a growing problem since the advent of the internet. Even before the online revolution, there were criminals who would steal identities. The criminal would obtain the birth certificate of someone who died at a young age. Once they had the birth certificate, the thief would apply for a social security number.
Consumers are now comfortable with banking and buying online. This has made the effects of identity theft much more damaging than before. It can take years for the victim to clean up the mess. Job applicants are now subject to credit investigations, so a poor credit report can make it difficult for you to get a job. This crime can hurt you in ways you never imagined.
Everyone ought to understand identity theft and take measures to mitigate the risks. The biggest danger is sticking your head in the sand. Fortunately, there are measures that you can take to protect yourself. These actions are mostly free and are not difficult to do. These measures can be done on your own. It depends on your individual comfort level whether you chose to pay or to do them on your own.
The good news is that, for the most part, the steps you must take will cost you no money. You can easily do them on your own. There are services who will do these things for you. Many people prefer hiring a company to take these protective measures. Either way, doing them on your own or paying a company to do them for you, is fine. The important thing is to get the protection you need to be safe.
You can request a fraud alert from the major credit reporting bureaus. If you request this from one bureau, the others are notified and you will have fraud alerts set up for all the major credit reporting bureaus. When this is set up, you should enter four dates so that the fraud alerts are automatically renewed every ninety days.
Identity thieves love credit card company junk mail because it is their best source of confidential financial information. You can register with a service that will delete your name and address from mailing lists. Use a search engine to find the URL of the website where you can register to be removed from the mailing lists.
Credit reports can be reviewed for free. You can examine your credit report online. Security experts recommend that consumers review their credit report at least once or twice a year. When done cleverly, you can examine your report for free. You may not find any evidence of identity theft, but you may discover errors on your report that you will want to correct. Correcting errors on your report is another thing that you can do on your own.
The preventive steps can all be done on your own. You can also use a company to do them for you but they will charge you a fee. With a Lifelock promo code, you can reduce the cost. Many people prefer hiring a third party company for protection because they know that it will get done thoroughly and on time.